Pakistan · FBR Tax Year 2027

What's Your Real Take-Home Salary?

Enter your gross monthly salary. This applies the official FY 2026-27 FBR slabs for salaried individuals — the same ones effective from July 1, 2026.

Salary Slip Estimate

FY 2026-2027
Rs.
Add deductions (Provident Fund, EOBI, Zakat)
Take-home pay
Rs. 0
NET
PAY

Estimate only. Income tax is calculated on gross salary per FBR's slab table. Provident Fund, EOBI, and zakat are optional fields you can add above — EOBI uses the fixed FY 2026-27 federal minimum wage base, not your actual salary.

FY 2026-27Official FBR rates
FreeNo sign-up required
LiveCalculates as you type
YearlyUpdated each budget

Latest Updates

Filtered from FBR's official press releases — filing, budget, and ATL news only, not customs seizure reports.

Loading latest updates…

FY 2026-27 Income Tax Slabs

For salaried individuals, effective July 1, 2026. The 9% surcharge on high earners has been abolished for this tax year.

Annual taxable incomeTax rate
Up to Rs. 600,000
0%
Rs. 600,000 - 1,200,000
1%
Rs. 1,200,000 - 2,200,000
Rs. 6,000 + 11%
Rs. 2,200,000 - 3,200,000
Rs. 116,000 + 20%
Rs. 3,200,000 - 4,100,000
Rs. 316,000 + 25%
Rs. 4,100,000 - 5,600,000
Rs. 541,000 + 29%
Rs. 5,600,000 - 7,000,000
Rs. 976,000 + 32%
Above Rs. 7,000,000
Rs. 1,424,000 + 35%

How This Is Calculated

The short version, in three parts.

%

Progressive, Not Flat

Each slab rate only taxes the portion of income inside that band. FBR annualises your salary, applies the table above, then withholds roughly one-twelfth monthly.

What Changed This Year

The tax-free threshold stays at Rs. 600,000/year. The top 35% rate now starts at Rs. 7 million, up from Rs. 4.1 million — three new bands soften the jump.

i

Who This Applies To

Salaried individuals — more than 75% of taxable income from an employer. Freelancers and business owners outside that threshold use a separate, higher schedule.

Ad slot — in-content rectangle (300×250)

Check Your NTN / STRN Status

For individuals, your NTN is simply your CNIC — you don't need to register separately unless you're unregistered.

  1. Go to FBR's official IRIS portal — always check the URL is exactly iris.fbr.gov.pk before entering any details.
  2. On the homepage, choose "Registration for Unregistered Person" if you don't have an NTN yet, or "Taxpayer Login" if you're checking existing status.
  3. Enter your 13-digit CNIC (without dashes) and the captcha shown.
  4. To check Active Taxpayer List (ATL) status specifically, use the ATL search option inside IRIS — this affects the withholding tax rate you pay on many transactions.
Open FBR IRIS Portal →

This links to FBR's real portal — we don't process registrations ourselves.

More Free Tools

Everything below is live — click a card to jump straight to it.

Live

Salary Tax Calculator

Monthly/annual take-home pay with FBR's latest slabs.

Live

NTN / STRN Check

Guide + direct link to FBR's official verification portal.

Live

Withholding Tax (WHT)

Bank profit and dividend WHT, filer vs non-filer rates.

Live

Filer vs Non-Filer

See the actual WHT difference on your specific transaction type.

Frequently Asked Questions

Is the 9% Surcharge Really Gone?

Yes — for salaried individuals only, starting Tax Year 2027 (July 2026–June 2027). It previously applied to annual income above Rs. 10 million. Non-salaried filers still face it.

What Does the Withholding Tax Calculator Cover?

Right now, just Bank Profit / Profit on Debt (Section 151) and Dividends (Section 150) — the two categories with clean, well-documented filer/non-filer rates. Services, contracts, property, and vehicle WHT involve value-based brackets and exceptions we'd rather research properly than guess at, so they're not included yet.

What's the Difference Between a Filer and Non-Filer?

Filers are on FBR's Active Taxpayers List. Non-filers face higher withholding tax rates on things like property transactions, vehicle purchases, and banking transactions — not on salary tax itself, which is the same slab table either way.

Do IT Exporters and Freelancers Use These Slabs?

No. Freelancers and business owners are taxed under a separate, steeper schedule. IT and IT-enabled exporters registered with PSEB typically pay 0.25% on foreign-currency export receipts instead — a completely different regime from salaried tax.

Does This Include EOBI or Provident Fund Deductions?

You can add both as optional fields above the results. EOBI's employee share is fixed at Rs. 407/month for FY 2026-27 — it's calculated on the federal minimum wage (Rs. 40,700), not your actual salary. Provident Fund is a voluntary, employer-specific percentage you can enter yourself.

How Often Do These Slabs Change?

Typically once a year, announced in the federal budget each June and effective from July 1. Bookmark this page — it's updated each time a new Finance Act passes.

Do I Still Need to File a Tax Return if My Employer Deducts Tax?

Generally yes. Salaried individuals with taxable income are still required to file an annual return even if tax was already withheld by an employer — the return reconciles what was withheld and keeps you on FBR's Active Taxpayer List. The standard deadline is 30 September following the end of the tax year.

Is My Bonus Taxed the Same as My Regular Salary?

Yes. Bonuses and most allowances form part of your taxable salary income for the year they're received, and are taxed at the same progressive slab rates — there isn't a separate "bonus tax" bracket in Pakistan's system.

What Happens if I Miss the Tax Return Filing Deadline?

Late or non-filing can trigger a penalty and removal from the Active Taxpayer List, which pushes you onto the higher non-filer withholding rates on banking, property, and vehicle transactions until you're restored. FBR occasionally extends the deadline, but it's safest to file on time rather than wait for one.

What's the Difference Between NTN and STRN?

NTN (National Tax Number) is for income tax and identifies you or your business as a taxpayer — for individuals, it's simply your CNIC. STRN (Sales Tax Registration Number) is separate, required only if you're registered for sales tax/GST as a business. Most salaried individuals only need an NTN.

Is Provident Fund Money Taxable?

It depends on how the fund is classified. Contributions and interest in a recognized provident fund are generally tax-exempt up to limits set by law, while unrecognized funds are treated differently. Since the specifics depend on your employer's fund structure, check with your HR or payroll team on how yours is classified.

Ad slot — leaderboard (728×90 / responsive)